This information is for professional intermediary use only and must not be distributed to potential customers.
Complex buy-to-let mortgages
Ideal for clients with circumstances a little more out of the ordinary, we can help secure funding for a wide range of scenarios, and deliver a tailored solution.
Complex buy-to-let mortgages provide a means to borrow when circumstances are a little quirky. From HMO, holiday lets and MUFBs to commercial and residential buildings, we can help clients in all manner of situations.
We recently hosted a webinar on how to place difficult Buy-to-Let mortgages, click here to watch it.
Key features
UK and offshore companies considered
Flexible landlord exposure limits
First-time landlords and property owners considered
Wide range of property types considered
Available to expats and foreign nationals
Bridging loan FAQs
Frequently asked questions
The basics
What is a complex buy-to-let loan?
A complex buy-to-let mortgage is used for the remortgage or purchase of a property for rental purposes, that high street lenders would usually decline to lend against.
Which types of property might need a complex buy-to-let loan?
Examples of non-standard properties might include:
Serviced accommodation and student residences
Houses in multiple occupation (HMO)
Multi-unit properties with one title deed
Freehold properties split into several flats
Flats above shops, including fast food and takeaways
Ex local authority flats
Who can apply?
Individuals and limited companies can apply for a complex buy-to-let loan.
When will my client find out if their application has been successful?
Our experience means that in most cases we will be able to give an indication almost straight away whether your client’s application is likely to be successful.
Second charge mortgages
Bridging loans
Development finance
Complex buy-to-let
Commercial mortgages
