Development Finance

Experience lightning-fast development finance support from Enterprise Finance. We have the knowledge, experience and expertise to help you secure the funding needed to take advantage of a development opportunity.

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The essential guide to development finance

Our essential guide to development finance has been designed to help clients – existing and new – understand the type of projects that development finance can be used for, the costs involved and how the funds are paid.

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Why Development Finance

Delivering finance based upon gross development value (GDV), development finance provides an opportunity to generate funds for property refurbishment or construction projects.

At Enterprise Finance, we connect you to a network of leading development finance providers, delivering access to a comprehensive range of products for all types of projects, including:

residential-commercial-min Residential, commercial, and mixed-use

single-multiple-units-min Single and multiple units

ground-up-new-build-min Ground-up new-build developments

convertions-renovations-min Conversions and renovations

to-let-min Development-to-let

uk-and-offshore-borrowers-min UK and offshore limited company borrowers

Key features

  • Efficient application process
  • Loans from £150,000 to £25,000,000 available
  • Build costs available up to 100%
  • GDV available up to 65%
  • Land purchase price available up to 60%
  • Highly personal service from start to finish
  • 24-month terms available

Frequently asked questions

What is development finance?

Development finance is a loan used for property development, such as refurbishment projects or construction. Ranging from single residential unit renovations right up to large-scale, ground-up development schemes of mixed-use properties, development finance includes any form of refurbishment or construction project.

Who can apply?

Any individual or limited company can apply for development finance.

What does development finance cover?

Development Finance can be arranged for residential properties like townhouses and flats, new builds and terraced houses, commercial properties such as warehouses, factories, shops and offices, as well as semi-commercial or mixed-use developments.

How are development finance rates calculated?

Development Finance is typically arranged based on a valuation assessment of the project that is planned, once all the works have been completed – known as the Gross Development Value (GDV).

Do development finance loans have to be taken all at once?

The loan does not have to be taken altogether upfront but can be drawn-down in tranches as stages of development are complete.

Other services

Bridging Loans

Bridging loans are short-term interest-only loans commonly taken out by clients needing immediate access to funds. 

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Second Charge Mortgages

A Second Charge Mortgage is a loan secured against a property that offers a client an alternative way to release equity from a home.

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Complex buy-to-let

Ideal for clients with circumstances a little more out of the ordinary, we can help secure funding for a wide range of scenarios, and deliver a tailored solution.

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Commercial Mortgages

Access to market-leading rates, with unique, tailored commercial mortgages through Enterprise Finance.

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Develop your dream

Don’t settle for less – if you’d like to experience a fully-managed, quick-fire development finance service that works for your clients, get in touch with Enterprise today.

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